Capital Gains Tax Calculator

About the Capital Gains Tax Calculator

Selling shares, mutual funds, property, gold or crypto creates a capital gain that is taxed differently depending on the asset and how long you held it. This calculator applies the current (post-23 July 2024) rules, namely 12.5% long-term capital gains without indexation, the ₹1.25 lakh equity exemption, and the flat 30% on crypto, to estimate your tax in seconds.

How to use it

1. Select the asset type you sold.
2. Enter your purchase value, sale value and any transfer or improvement costs.
3. Add the holding period (for equity, property and gold) so the tool knows long-term vs short-term.
4. Read your gain type, tax rate and the capital-gains tax payable including 4% cess.

Investors planning to book profits, sell a flat, or redeem mutual funds use this to estimate the tax bite before they sell, and to decide whether holding a little longer turns a short-term gain into a lower-taxed long-term one. All maths runs in your browser, keeping your portfolio details private.

Frequently asked questions

What is the LTCG tax rate now?

For most assets, long-term capital gains are taxed at 12.5% without indexation under the post-July-2024 rules. Listed equity and equity funds get a ₹1.25 lakh annual exemption before the 12.5% applies.

How is crypto taxed?

Gains on crypto and other Virtual Digital Assets are taxed at a flat 30% plus 4% cess, with no deductions other than cost of acquisition and no set-off of losses.

When does a gain become long-term?

Listed equity and equity funds become long-term after 12 months; property, gold and unlisted shares after 24 months. Below those periods the gain is short-term.

Is this exact for filing?

It is a close estimate. Capital-gains rules change often and have asset-specific exceptions, so confirm with a tax professional before filing. Nothing you enter is uploaded; it stays in your browser.