In-hand Salary Calculator
Estimate your monthly take-home pay under the New Tax Regime (FY 2025-26).
How your in-hand salary is calculated
This tool estimates take-home pay under the New Tax Regime (Budget 2025, FY 2025-26): standard deduction of ₹75,000, the slab rates 0/5/10/15/20/25/30%, a full Section 87A rebate up to ₹12,00,000 of taxable income, and 4% health & education cess. It assumes Basic + DA is the chosen % of CTC, employer & employee EPF at 12% of Basic, and professional tax of ₹2,400/year.
Actual pay varies with your company’s structure (HRA, allowances, NPS, insurance). Use this as a close estimate, not a payslip.
Frequently asked questions
Which tax regime does this use?
The New Tax Regime for FY 2025-26 (AY 2026-27), which is now the default. The Old Regime with 80C/HRA deductions is not applied here.
Is income up to ₹12 lakh tax-free?
Under the new regime, a Section 87A rebate makes tax zero for taxable income up to ₹12,00,000 (₹12.75 lakh gross after standard deduction). Above that, slab rates apply.