TDS Calculator

Calculate TDS to deduct on contractor, professional, rent, commission and interest payments under common sections.

Enter values to see the result.

About the TDS Calculator

Tax Deducted at Source (TDS) must be withheld on many payments: professional fees, contractor bills, rent, commission and interest. This calculator applies the correct rate for the section you choose, shows the TDS to deduct, and the net amount payable to the recipient. It also handles the higher 20% rate that applies when the payee has no PAN.

How to use it

  1. Choose the TDS section that matches your payment (e.g. 194J for professional fees).
  2. Enter the payment amount.
  3. Tell the tool whether the payee has provided a PAN.
  4. See the rate applied, the TDS to deduct and the net amount to pay.

Business owners, accountants and anyone paying contractors or rent use this to deduct the right TDS and stay compliant. Everything is computed in your browser, so payment amounts are never sent to a server.

Frequently asked questions

Which TDS section applies to professional fees?

Section 194J covers professional and technical services and most freelance work, with TDS usually at 10%.

What is the TDS rate if the payee has no PAN?

Under Section 206AA, TDS is deducted at the higher of the normal rate or 20% when the payee hasn't supplied a valid PAN. This tool applies that automatically.

Are these rates final?

They are the common resident rates and thresholds for guidance. Surcharge, cess and special rates can apply to non-residents, so confirm against the current TDS rate chart before depositing.

Is my payment data private?

Yes. The calculation is done locally in your browser; nothing is uploaded or stored.